Thursday, March 12, 2015
By now, most of us are familiar with Obamacare and the changes it has made in our country's health care laws. One of the most far-reaching changes was the Individual Mandate that requires most Americans to have health...
Sunday, July 29, 2012
Two important trends are converging and affecting employers' health benefit programs. As medical technologies and treatments improve, more people are surviving once-fatal forms of cancer, heart disease and other...
Wednesday, July 18, 2012
Are you looking to reward a few highly compensated employees? Are you unwilling to take on a lot of extra benefits paperwork and administrative costs? A nonqualified retirement plan could meet the needs of your...
Tuesday, July 10, 2012
Health savings accounts (HSAs) and flexible spending accounts (FSAs) let employees or dependents set aside money, before taxes, for qualified healthcare expenses. Employers can use them to incentivize employees to...
Tuesday, May 1, 2012
COBRA, the Consolidated Omnibus Budget Reconciliation Act of 1985, allows workers and family members who would otherwise lose their benefits to temporarily continue health coverage at group rates. If you had 20 or more...
Wednesday, April 25, 2012
The Internal Revenue Service has announced dollar limitations for pension plans and other retirement accounts for Tax Year 2012. In general, many of the pension plan limitations will change because the increase in the...
Wednesday, April 18, 2012
As healthcare costs continue to rise faster than inflation, wellness programs have gotten a lot of attention lately. What exactly is a wellness program, and how do you start one? Why wellness? First off, lifestyle...
Friday, April 13, 2012
As with nearly everything else, retirement plans require periodic maintenance to keep running smoothly. Here are some suggestions to ensure your plan complies with all laws and regulations and meets the goals of your...
Tuesday, April 10, 2012
In late March, the U.S. Supreme Court heard arguments on several provisions of the Affordable Care Act (ACA) essentially determining its fate. Most attention centered on the minimum coverage provision, the so-called "...
Saturday, April 7, 2012
With employees working harder than ever before, many say it's becoming more difficult to find a balance between work and home life. If you want a low-cost way to improve job satisfaction and increase productivity,...
Saturday, March 3, 2012
Even in a difficult economic environment, employers need to attract and retain top talent. One way to do this is by offering high-level executives a non-qualified deferred bonus plan, also known as a supplemental...
Monday, February 27, 2012
Employers like CDHPs because these plans help them slash the cost of providing medical benefits. When used well, consumer-driven health plans help individuals and families get better healthcare while reducing the cost...
Wednesday, February 22, 2012
Here are the top misperceptions employees have about disability, according to The Council for Disability Awareness: It's not going to happen to me. A disabling accident occurs every two seconds in the United States, yet...
Friday, February 17, 2012
What would your employees do if they became injured or ill and couldn't work for an extended period of time? By the time people reach age 35, they have a one in three chance of being disabled for more than 90 days...
Monday, February 13, 2012
Accidents can happen in an instant, but the consequences can last a lifetime. Accidental death and dismemberment (AD&D) insurance gives your employees added financial security in sudden and tragic circumstances. AD&...
Tuesday, January 31, 2012
People who are obese are 42% more like to require medical care than normal weight people as found by the U.S. Centers for Disease Control. And the problem is getting worse: Two-thirds of adults are now either overweight...
Thursday, January 26, 2012
Small businesses might be missing an opportunity to enhance their benefit programs and employee loyalty! In a 2009 survey by the nonprofit International Foundation of Employee Benefit Plans, 84 percent of employers...
Monday, January 23, 2012
What healthcare plan allows employers to set their own maximum for employee healthcare costs, can be structured to cover 100 percent of preventive care for most employees, and gives employees greater incentive to manage...
Wednesday, January 18, 2012
As with nearly everything else, retirement plans require periodic maintenance to keep running smoothly. Here are some suggestions to ensure your plan complies with all laws and regulations and meets the goals of your...
Monday, January 16, 2012
One thing is easy to foretell: Unpredictable weather can cause reduced visibility and hazardous driving conditions that make it challenging for even the most experienced drivers. Fortunately, there are ways to protect...